Rock Your Finances
Managing Money for the Moment, the Future, and Your Dreams
Managing money is a critical adult life skill. Our finance classes for teens focus on giving young adults practical tools for budgeting, saving, and planning. Despite the recent addition of financial programs in the high schools, money and finances continue to be areas of confusion for youth and an area in which they still would like additional guidance.
This 2-hour session introduces young adults to some of the basics and core practices of effective money management for independent living.
What We Cover
- How to create a basic budget for independent living.
- Wants vs. needs and how to get a handle on emotional and spontaneous spending.
- Understanding income (paychecks, withholding, and taxes).
- Developing a savings plan for your dreams and your future.
- How banks work and how they help you manage your money.
- Credit and credit cards.
- Preparing for emergencies (savings, insurance, credit cards).
- Basic investing for your future.
This session is part of our financial literacy training for youth initiative under the Smart Transitions Program.
