Neighborhood Assistance Program (NAP) Tax Credits

Dear TWC Donors Interested in Neighborhood Assistance Program (NAP) Tax Credits for tax year 2024, We do have a limited number of Virginia NAP Tax Credits available for donations. Any qualifying donation ($500.00 for individuals and $600.00 for businesses will receive the full 65% tax credit. NAP tax credits provide a significant tax benefit for those who pay taxes in the Commonwealth of Virginia (sometimes providing an actual cash refund depending on the amount of the donation and the individual’s income tax bracket.  We cannot provide tax advice for your specific situation (please consult your tax professional) but most people will find these tax credits advantageous.

If you are interested in receiving NAP credits, we suggest a two-step process. First, email us (tcrockett@twcfoundation.org) with a statement of your interest and the amount of your intended donation (so we can reserve that amount for you). We will confirm your reserved amount of credits and send you the application form. Next, download, print, and sign the NAP Credit Application Form and mail it back to us at the address listed below along with your check (made payable to Together We Can Foundation).

We will respond by email, letting you know that we have reserved those credits for you pending the arrival of your check and form. Once we have received and processed your check, you will receive a written confirmation of your donation for tax purposes and within 4 to 6 weeks you should receive notification.

Thank you for your support. If you have additional questions, please contact Tom Crockett directly at 757-288-3231 or by email at tcrockett@twcfoundation.org.

Together We Can Foundation
5101 Cleveland Street, Suite 305
Virginia Beach, VA 23462

Neighborhood Assistant Program (NAP) Tax Credits

Dear TWC Donors Interested in Neighborhood Assistance Program (NAP) Tax Credits, We do have a limited number of Virginia NAP Tax Credits available for donations in 2024. Any qualifying donation ($500.00 for individuals and $600.00 for businesses will receive the full 65% tax credit to be applied toward the 2024 tax year. NAP tax credits provide a significant tax benefit for those who pay taxes in the Commonwealth of Virginia (sometimes providing an actual cash refund depending on the amount of the donation and the individual’s income tax bracket.  We cannot provide tax advice for your specific situation (please consult your tax professional) but most people will find these tax credits advantageous.

If you are interested in receiving NAP credits, we suggest a two-step process. First, email us (tcrockett@twcfoundation.org) with a statement of your interest and the amount of your intended donation (so we can reserve that amount for you). We will confirm your reserved amount of credits and send you the application form. Next, download, print, and sign the NAP Credit Application Form and mail it back to us at the address listed below along with your check (made payable to Together We Can Foundation).

We will respond by email, letting you know that we have reserved those credits for you pending the arrival of your check and form. Once we have received and processed your check, you will receive a written confirmation of your donation for tax purposes and within 4 to 6 weeks you should receive notification.

Thank you for your support. If you have additional questions, please contact Tom Crockett directly at 757-288-3231 or by email at tcrockett@twcfoundation.org.

Together We Can Foundation
5101 Cleveland Street, Suite 305
Virginia Beach, VA 23462

Recent Graduates from TWC Smart Transitions – Where Are They Now?

One of the perks of our job is coming into contact with so many young people every day that are doing things in our community.  For me, it means very often that my contact with them doesn’t stop in the classroom but extends on to real life.  Last week in Michael’s while picking up last minute necessities for Halloween, I was greeted at the checkout with, “aren’t you the portfolio lady that talked to us?”  Portfolio Lady is a title I wear proudly and it’s all the better when I hear it out in the retail world because it means I’ve hopefully helped these youth land the jobs I’m encountering them at.

I’d like to highlight a few of the extraordinary entrepreneurs we run into amongst our students.  The “side hustle” is very much a thing these days and there are a few different ways to think about it. On the one hand, wouldn’t it be ideal if everyone got paid enough to survive and didn’t have to have multiple jobs or side gigs? Yes. But, this generation is also one that seems to thrive on a lot of different types of interactions so by branching out with many feet in different doors, it can lead to better career explorations and a knowledge of how to use any and all of their resources to make money if they should be required to do so.

Brenden, Noland, and Brielle are three such students from recent classes. Brenden and Noland can both be seen and heard on their own YouTube channels as well as selling gaming merchandise and stickers online.  I’ve been invited to check out their stations and I’ve seen firsthand the effort that is going into the content creation. They’re giving movie reviews (much like the heroes I grew up with, Siskel and Ebert,) and, they’re actually marketing some of the graphics they put together online and selling them!  Brielle, on the other hand, is doing something I can identify with a bit easier, though I’m still in awe.  She always liked to bake, so during the pandemic she began revving up her cupcake savvy and selling online. She is currently going through the process to become home-baker certified!

These are young people not even eighteen years-old yet and they’ve figured out income streams that may mean they could one day be self-sufficient and not ever have to go through the rite-of-passage of asking if someone “wants fries with that!” These self-start businesses are by no means easy, and they’re by no means bulletproof. Hopefully, the Portfolio Lady can help these youth on their way to self-actualization and a solid career choice, no matter what path it takes to get there. In our classes, we strive to applaud every direction a young person goes, so long as it’s a positive, forward moving one.

Chesapeake Career Center Update: The Kids are Alright

In the previous issue of Connections, we interviewed a group of Dental Tech students from the Chesapeake Career Center. They were slated to be guest speakers at our breakfast in March, but COVID 19 got in the way. We thought we would check in with them again for this issue to get their perspective and see how they are doing.

These kids astound me, but it’s not why you think… It’s not because they are being reckless and telling me how they’re hanging out with their friends every night. It’s not because they’re saying they’re young and therefore not at risk (like so many assume of their age group.) And it’s not because they’re throwing temper tantrums about being inside. Nope, I’m not aghast or amazed about the Gen Z’ers and their disregard for my personal safety.  Actually, I’m wishing more people I knew were just like them.  The “kids,” (aka “young adults,” aka “a hope for the future,”) I’m referencing are talking to me via Google Meet during one of their scheduled class sessions for the Chesapeake Career and Technical Center. They are a group of dental assistant students that I worked with in-person just a few short months ago. And they were supposed to be the keynote speakers for our TWC Awareness breakfast in March. My how things change…

When I was in their classroom last, we were having a great discussion about their future plans and how on earth they were going to afford them. One of the things I liked most about this group of students was how candid they were with me from the start- even when it meant poor Kay Smith practically pulling her hair out in class because I inadvertently bombarded her with too much information about credit scores.  Or how Jaylen Clemons was willing to go the rounds over the probability of affording a luxury apartment in Las Vegas by himself because he did not want to have to get a roommate. They spoke truth and they appreciated that I tried to give it back to them. And in my multiple visits with this group of students, I found myself more and more confident that they had everything it took to be successful. I found myself not worried for them because I could already tell that they were thinking of the right questions to ask adults like myself, and we all know that’s the real secret to success. But that was months ago. That was in a pre-COVID-19 world. 

Now, I’m checking back with my kids. They didn’t get to shine at our breakfast because it was canceled. They didn’t get to take their portfolios out to get jobs because their portfolios are currently locked in the school. And forget the worries they had about credit scores—these kids are worried more about when they will ever get to leave their houses feeling safe again. 

Yes, they are taking advantage of not having school to sleep in. Isaiah Reid takes care of the dog with a walk around 9am, then goes back to bed until about 1pm.  Rachel Lamotta is more of an afternoon-riser, but she gets everything done that she needs during her night owl hours. Kay is also about a 1-2pm riser. So yes, if you’ve heard that these young people are sleeping in late, you have heard right. But remember, at their age, their bodies need the most sleep possible because of all the ways they’re changing. One local school district even recently looked at changing its start times because of the need for sleep and the teenage body. So, if you’re going to fault them for sleeping in, I guess that’s fair. But here’s what else I learned about their day-to-day living amidst this pandemic.  

Jaylen’s biggest stressors right now are his grades and when the SAT and ACT will figure out how they’re offering testing. But he gets up at 8am, plays some X box, does his school work, then hangs at home under threat of, “you go out, you’re not coming back in,” from his very protective (and responsible,) mother. Kay is reading a lot, also stressing about her chemistry homework, and admits to feeling a little socially distant in all this because she really only keeps in touch with the friends she would normally see in real life. Rachel is staying on top of her schoolwork from home as well, and she’s actually decided to delete all social media simply because she finds it’s weighing her down. And Adia Huard is keeping busy at work. As the only one of the group with a job, she busies herself at a tire store and does “a lot more disinfecting these days.” For the most part, the group isn’t being pressured to get jobs right now because their parents want them safe at home, and they prefer it that way as well. It’s not laziness, it’s observation.  Maybe because they have a background in dental work and therefore have a fundamental understanding of what “sanitary” looks like, but most of them express to me how aghast they are when they see what people are passing off as “precautions” and they don’t want to put themselves at risk in the midst of it all.  

I don’t know if I could say that this particular group of students should be considered representative of all their generation—that’s probably a bit of a stretch.  But I do know that after an hour online with them I was really moved.  When I spent time in their classes before I worried that their concerns over financial burdens were really valid, and I couldn’t help but feel a little guilty in the part that my generation and those before had played in creating such financial messes for them to navigate through. Now they’ve got something even bigger to contend with and they are counting on all of us to try to make it “all right” for them. 

These are complicated issues for everyone right now and there are no easy answers. But on the rare days when I glimpse at my own social media, what I see most is blame. A lot of blame is floating around and a lot of complaint. Blame and complaint without a lot of solutions, or empathy. And it’s funny because in our professional work courses that we deliver, two of things we try to emphasize to our students are that in a working environment you should never complain about a situation without first trying to see it from all sides and points of view, and then thinking of how something could be solved and offering solutions.  And if we expect that in a professional atmosphere, shouldn’t it be good enough for a personal one as well?  Most of the classes we teach at TWC fall under the category of “life-skills” and that title rings truer now than ever. These kids work hard to embrace the life skills we teach, and we have to walk our talk in real life too.  These youth don’t have a lot of agency right now in how they can influence their own lives—cars, money, jobs, homes—all of the trappings of adulthood are just a little bit out of reach for them, so they have to put their trust in us.   And we cannot fail them. 

And, if you read this whole article and you still are content to dismiss them as “reckless, lazy and sleeping all day” that’s fine; but just remember that they’re going to be fixing your teeth one day, and a dentist laden with debt and fear is not the dentist I would want rooting around in my mouth! 

—Harvest Bellante, Program Director

Chesapeake Career Center

I’ve never felt quite as guilty leaving a school as I did one day last Fall heading out from Chesapeake Career Center. I had been working with a group of afternoon (they do a morning and afternoon sessions) dental assistant students and it’s fair to say that our discussion in class had taken a turn. What had begun as a fairly standard question in our Life Work Portfolio course—What would you like your life to look like at 30 years old?—had suddenly been cause for panic. 

This group was a fun group from the start, and they had pretty big ambitions. Jaylen Clemons stood out for his desire to live in a lofty penthouse style apartment in Las Vegas while he raked in the money doing cosmetic dentistry, and because of his interesting plan I pulled up realtor.com on their smartboard. “All right guys,” I said, “let’s see if this is going to work out for his budget knowing what he’s expecting to make each month vs. how pricey this style of living is.” It’s a fun thing to do in classes, if I feel like they are with me, because so many of them don’t really have a good grasp on real-world prices for their dream homes or locations. 

In Jaylen’s case, it worked out. As a cosmetic dentist he is going to make a pretty decent income and if he wants that loft apartment, so be it. But of course, he knew it wasn’t going to be the high life for the many years he’d be putting himself through school—that was the trade-off. Our scenario sparked other interest and one student that didn’t want the glamorous life in Las Vegas asked how much it would cost to live in her desired area. We looked. It wasn’t too bad, but it incited many, many questions.

Kay Smith was the first to ask, “what’s that whole credit rating thing?” and how it could affect their chances of housing.  So, I tried to explain “good credit” and the need to establish it as an adult while simultaneously advising strongly against being taken in by all the tempting “free” cards they will suddenly find themselves pre-approved for when they get into college and/or start working.  As we talked, their eyes were getting wider and wider and Kay wasn’t going to be satisfied with my assurances that she’d be OK so long as she kept asking these types of questions. She was still worried, and questions were still coming. 

“What happens if you marry someone that has bad credit, can that affect your credit score?”

“What happens if you get money from a family member—where should it go?” 

“How do you sign up for a bank account?” (When I asked how many of them had accounts currently, it was only 2 out of the 5.) 

And perhaps most important, “What happens if we ever get sidetracked and miss a payment on something?”

These were big questions and they deserved big, detailed answers. They deserved an entire year course spent on nothing else but the answers and the strategies, because from my own perspective (after having been lured by a free mascot teddy bear into a credit card sign-up my first day in college and going down a hard financial spiral) I knew what trouble they could be in for.  I knew that rather than the option to go home on early release as a senior, if I could have had the opportunity to learn more about “this stuff” in high school, I would have been thrilled to. And so, I tried to provide all that I could in the blocks that we had but I remember looking at Kay’s face as I left that day and just wishing I could do more.

Luckily for me, Chesapeake Career Center has embarked on a huge joint effort with us this school year and is ensuring that almost every one of their students will have a portfolio course under their belts before they graduate. As such, I felt pretty comfortable asking if I could go back this second semester and re-visit my favorite dental class to check in on them and see if they feel any less stressed.

I sat down with Kay, Jaylen, Rachel, Isaiah Reid, and Jermaya Mitchell the other day and I asked how they were holding up. Jermaya is working at Hwy. 55 as a server. She’s trying to be budget-focused and her parents expect her to pay for her gas, phone, and even some bills since she has income. Isaiah and Rachel are feeling “okay.” They want to stay closer to home and go to ODU to study and plan to continue with dental at least in some respect.  Jaylen hasn’t changed his tune from the thrill of Vegas. While Kay and Jermaya are a little more on the fence of where they’ll go, though Kay feels a pull to the Midwest where she grew up.

The great thing about this program is that all of these students will graduate high school as an entry-level dental assistant. They have to work for 3500 hours in that position before they can take their national board exam, but after that, they could become dental hygienists. The exceptional part about all this is that even when they are “just” working on their hours and going to school, they will still be in an entry level position that ranges from $17-$25 per hour, something I try to point out to them as being rather unusual for anybody their age.

Of course, with this money they’ll be earning will come responsibility and that is still a scary variable. I continue to set their minds at ease and encourage them above all else to start both a checking and savings account where they can keep an emergency fund for all those things we can’t predict. I try to talk them through the concept of credit once again and suggest that auto-draft payments are life savers if you’re worried about keeping track of too much. I mention that roommates can help a lot with the cost of living, but I was shot down pretty quick on that—this group isn’t too keen on strangers in their space. And while I certainly know that attitude can change pretty quickly when faced with rent, I’m okay with simply planting the seed for now.  I find that I’m not at all worried about these particular students because I know the technical skills they have, and I know that they’re asking me the right questions—that counts for a lot in my book. But as our time fades, I ask them anyway, “okay, what could we as adults do to help? What do we need to do more of for you?”

Kay pipes up immediately, “stop pressuring us and let us make our own mistakes.” Everyone nods in agreement.  Which, given the multitude of fears she and her classmates expressed before, I thought was a little strange since they really didn’t seem to want to be making any mistakes if they could help it and wouldn’t that require guidance and intervention? Everything they said they wanted to know about, well, someone has to explain it, but I suppose they are looking to simply not feel so pressured by it.

But, on the other hand, can I blame them for wanting the best of both worlds from all of us? They want us to be adults that trust this generation enough to let them do their own thing, but somehow just know when it’s become a little too tough and they need guidance. I think that’s what everyone actually wants deep down and while it seems like an easy concept, I certainly understand that it is not. And to give her credit, I think Kay understands that too, she, like everyone else, just needs to be allowed their frustrations from time to time. And then there’s the simplest most straightforward response I could possibly hope for, “What could adults do for us?” Jaylen asks. “Simple, give us money.” We all laugh, and I tell him how much I wish I could, after all, we’ve done a great job running up his costs of living and education all this time. We bid our farewells until I can hopefully check in once more before the year ends. 

—Harvest Bellante, Program Director

Keeping Youth on Track for Success

College isn’t the only answer, but young people need a chance to break the cycle of minimum wage poverty. That means one of three things needs to happen. A youth needs to leave high school with a marketable skill, a youth needs to get post-secondary skill training, or a youth needs to get post-secondary education. 

There are three primary barriers to graduation from high school, They include:

1. Poor academic preparation for learning skills and content knowledge.

  • No or poor pre-school prep.
  • Reading, writing amd math skills are below grade level.
  • Poor test scores or grades in critical content areas.

2. Psychological, behavioral, or learning challenges.

  • depression, bipolar disorder, anxiety, ADD/AHD, dyslexia, dysgraphia, attachment disorder, substance abuse, etc.

3. External factors or life events creating truancy issues or interrupting education

Court involvement or incarceration, family instability, transience or homelessness, sexual orientation or gender identity, abuse, bullying, hunger, pregnancy, etc.

There are two primary barriers to matriculation from high school to post-secondary training or education, They include:

4. Lack of financial resources

  • or at least the perception that those resources are available.

5. Family or cultural bias or inexperience in the matriculation process

  • Lack of parental or community support for education.
  • No effective hand-off from high school to college or training.

But there are five foundational factors which limit a youth’s horizons and possibilities. They include:

6. A hope and optimism deficit

  • Youth need to believe they have choices, that there is a path to personal success, happiness, and independence, and that that path is open to them.

7. Insufficient experience of or exposure to career options

  • Youth need effective career counseling, job modeling, and individual alignment (is a particular career path a good fit based on a youth’s gifts, passions, and aspirations).

8. No real-world financial understanding and aspirational alignment

  • Youth need to understand how much difference post-secondary education or skills training can make in terms of immediate earnings as well as life-long earning potential and how that figure translates into lifestyle.

9. Lack of a clear and detailed career transition plan and support network

  •  Where do I want to go?
  •  What are the action steps that will get me there?
  •  Who can I turn to for help?

10. Lack of basic life-work success skills

  •  Personal presentation and commuication skills.
  •  Resilience: the capacity to bounce back from adversity and manage changes effectively.
  • A strong work ethic.

These last five foundational factors are the areas the Smart Transitions Life-Work Portfolio Course and related publications are designed to impact. Without hope and optimism, exposure to possible career options, some real-world financial understanding, a clear and detailed career transition plan and support network and some basic life-work succes skills, our at-risk youth will be locked into a nearly unbreakable cycle of minimum wage poverty. 

Addison Villanueva

Addison Villanueva had a way of standing out in her internship class. 20+ students from Portsmouth and Norfolk were already setting an example this past summer just by being present and accounted for—all day, and all week in early June. These youth had applied for, and been accepted to, the Hampton Roads Workforce Council’s Summer Youth Internship Program that would enable them to gain paid work experience and training over the summer. No matter which way you sliced it, these students were all incredibly motivated individuals. Which is why it’s saying so much that Addison (Addie,) made such an impression during my lessons.

A student in Norfolk Public Schools, Addie showed up for our Smart Transitions Life Work Portfolio Course ready to work and learn. One thing that stood out about Addison is how dedicated she was to the idea of a future career that would be meaningful and beneficial to society—she needed to know that her chosen path would somehow better the world. Not only that, although she was already working one part-time job at a local restaurant, and she was about to embark on a summer internship; she still had time to ask me if I had any connections at local companies like Trader Joe’s that were known for being good to employees and giving back to the community. In our classes, we work to ensure that what a young person chooses as a career path aligns with the things they love to do and the gifts and skills they have to offer. We also help them clarify their values—what they care about in the world. We always ask students what impact they want to have in the world, but I’m not used to seeing students so actively seeking to make their mark.

Since wrapping up the summer program in June, I have had the pleasure of hearing from Addie a few times and it never surprises me when I hear one great news piece upon another. A group called “The Apprentice of Peace Youth Organization” has reached out to me on behalf of Addie because even though they are based in Denver, she’s been working to get them out here and they are looking for mentors. Something tells me that this young lady is doing much more on her phone than just endlessly gazing at Instagram—she’s in search of something better and it’s going to be good for all of us. Just the other day she emailed to tell me that she had hosted her own workshop on Awareness, and again, I’m no longer surprised, just excited to hear what’s next for this incredible young woman.

—Harvest Bellante, Program Director